Effective date: 10 September 2025
Last updated: 10 September 2025

1. General Provisions
1.1. This Privacy Policy (the "Policy") outlines how personal data of individuals ("Users") who visit or interact with the website moneylift.io (the "Website") is collected, processed, stored, transferred, and protected by the website’s administrator (the "Operator").
1.2. The term "personal data" refers to any information relating to an identified or identifiable natural person.
1.3. By accessing the Website or submitting an enquiry, you consent to the processing of your personal data as described in this Policy. If you do not agree with these terms, please do not submit personal data or use the Website.

2. Data Controller
2.1. The data controller ("Operator") is the party responsible for determining the purposes and means of processing personal data collected via the Website.
2.2. The Operator may be contacted at info@moneylift.io for any privacy-related inquiries.

3. Type of Data Collected
The Operator collects and processes the following categories of personal data:
Contact and identification data, such as name, business email address, phone number, and any additional information you provide in the enquiry form.
Technical and usage data, depending on the Website’s setup, which may include IP address, browser type, OS, and usage patterns.

4. Purpose and Legal Basis for Processing
Your personal data is processed for the following purposes:

• To respond to enquiries: to contact you regarding your request or interest in the Service (legal basis: your explicit consent).
• To improve the Website: analyzing usage patterns to maintain and enhance functionality (legal basis: legitimate interest).
• To comply with legal obligations.

5. Cookies & Tracking Technologies
The Website may use cookies or similar tools to improve functionality, user experience, or analytics.

6. Data Disclosure and Third-Party Processing
6.1. The Operator may engage third-party service providers (e.g., hosting, analytics, CRM platforms) to process personal data on its behalf ("processors"). These processors are bound by contracts that ensure data protection in accordance with GDPR.
6.2. The Operator does not sell, rent, or disclose personal data to third parties for marketing purposes.
6.3. If required by law or legal process, personal data may be disclosed to authorities or otherwise as legally compelled.

7. International Transfers
If any personal data is transferred outside the EU/EEA, such transfers will be safeguarded by appropriate measures—such as Standard Contractual Clauses or an adequacy decision—to ensure continued protection under EU standards.

8. Data Retention
The Operator will store personal data only as long as necessary to fulfill processing purposes described above or to meet legal retention requirements. When not required, personal data will be securely deleted or anonymized.

9. User Rights
Under the GDPR, you have the following rights regarding your personal data:

• Right to access the data we process about you.
• Right to rectification of inaccurate or incomplete data.
• Right to erasure ("right to be forgotten"), under certain conditions.
• Right to restrict or object to processing in specific scenarios (e.g., marketing, profiling).
• Right to data portability, where applicable.
• Right to withdraw consent at any time (without affecting processing prior to withdrawal).
• Right to lodge a complaint with a data protection authority (e.g., your national supervisory authority in the EU).

To exercise any of these rights, please contact the Operator at info@moneylift.io.

10. Security Measures
The Operator implements appropriate technical and organizational measures to protect your personal data from unauthorized access, disclosure, alteration, or destruction. This may include encryption, access controls, and regular security assessments.

11. Children
The Website is not intended for individuals under 18 years old. The Operator does not knowingly collect personal data from minors. If you believe a minor has provided information, please contact the Operator to request deletion.

12. Updates to the Privacy Policy
The Operator may update this Policy from time to time. The latest version will be posted on the Website with the updated "Last updated" date. If changes involve significant new uses of personal data, the Operator will notify users in advance when required by law.

13. Contact Information
For questions or to exercise your rights, please contact the Operator at:
Email: info@moneylift.io